Planning Financial Futures, Inc.
 


Certified Financial Planners  Comprehensive Financial Planners
Insurance & Investment Brokerage
Consulting & Management
 

Use these calculators to help you with your financial planning


Financial Calculators                                               

Your REAL Hourly Wage 
This calculator will show you how much you're REALLY profiting (after-tax, after work-related-expense take-home) from each hour you devote to working - both paid and unpaid.
Automobile Cost Comparisons
This calculator will not only help you to forecast the REAL COST of buying and owning a car, but it will also help you to more accurately compare the real cost of one car buying scenario with the real cost of a second car buying scenario
.


Increase Your Wages 
If you were to invest all or part of the one hour's wage into an interest earning investment, this would serve to increase that hour's wage by an mount equal to the total interest earned by the investment.
Cost of Annual Home Ownership 
This calculator will give you the real annual cost of owning a home by factoring in costs that you might not normally think of.
Credit Card Minimum Payment
This calculator will show you how much interest you will end up paying if you make only the minimum required 
payment on your credit card bill.
Cost of Mortgage 
This calculator will give you the monthly figures for the Principle and interest, the taxes, Insurance and Total Payment.
Debt Investment 
Before you go throwing darts on Wall  Street, check to make sure you can't  earn a higher rate of return simply by  investing in your own debt!
Mortgage Refinancing 
This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate.
Loan Comparisons
This calculator will help you to compare the total interest charges of four different loans.
Bi-Weekly Mortgage Payments 
This calculator will show you how much you will save if you make 1/2 of your mortgage payment every two weeks instead of making a full mortgage payment once a month.
Non-Monthly Payments
This calculator will convert your  non-monthly payments into their  monthly equivalents, and then provide you will a total.
Compound Interest  
This calculator computes the compound interest paid over the length of the loan.

P.O. Box 65
Greenlawn, NY  11740
Phone: (631) 546-5403    Fax: (631) 930-3974

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Securities are offered through North Ridge Securities Corp., Members FINRA/SIPC
1895 Walt Whitman Road
Melville, NY 11747
(631) 420-4242

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